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Payoff, Inc., previously known as Payoff.com, is a Costa Mesa, California-based financial services company that offers loans to customers for paying off their credit card debt.〔(【引用サイトリンク】title=About us )〕 Offering fixed-rate loans through a peer-to-peer lending platform, the company lends money to credit-worthy credit card debt holders. ==History== Payoff was founded in 2009 in Culver City, California by Scott Saunders and Eden Warner,〔(【引用サイトリンク】title=CrunchBase.com profile: Payoff.com )〕 as a way to help consumers pay off their debt. The company's initial business model, as Payoff.com, incorporated social media, gamification, behavioral science and an online expense tracking portal to help consumers manage and pay down their credit card debt.〔(【引用サイトリンク】title=Payoff.com Review )〕 The company began to gradually move away from the social media and gamification programs for personal financial management to focus more on actively moving consumers to pay off debt. In December 2012, the company announced a Series B funding round which raised an additional $7M. Also in December 2012, the company announced a partnership with Encore Capital Group, a purchaser of consumer debt, to offer Payoff.com's debt reduction services to Encore's customers. In October 2014, the company announced that Mohamed El-Erian, former head of bond trading company PIMCO, was the lead investor in a $12M funding round. It was later announced that he was joining the company's board of directors. Early in 2015, Arianna Huffington joined the company's board of directors. The company also announced that it had hired Dr. Galen Buckwalter, the former Chief Scientist at eHarmony, to integrate psychometric testing into its platform, with the goal of identifying borrowers who are most likely to repay their debt. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Payoff, Inc.」の詳細全文を読む スポンサード リンク
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